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  1. #1
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    Ameren Property Line Question

    I was thinking about adding a deck onto the front of my house and was checking to make sure it wouldn't be in the flood plain(which it's not) but I did notice it would be across the yellow property line between me and the lake(see attached photo). I'm not sure why the property line comes so close to my house when the flood plain is basically even with the sea wall. Does anyone know if i'm allowed to build across the line or not?

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  2. #2
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    Them lines are not always accurate. I would just go see Ameren and ask them.


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  3. #3
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    If the line is accurate am I screwed or can you build across it. Does anyone know?

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  4. #4
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    Sorry I do not know! My educated guess is you are not screwed


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  5. #5
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    There are some variances for issues like this. My neighbor is going through this now. His biggest issue is the requirement for flood insurance. To remove the need for flood insurance what he was required to do, defied logic. For example, since a footing for one of his steps supports was in the flood plan he had to separate his steps from the deck, they couldn't touch (the deck and steps) but they could be with in 1/64ths of an inch apart. I am not sure how that changed anything. I would talk to Ameren and get some direction from them. Our neighbor got some bad "advice" from people willing to help for pay.

  6. #6
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    1) do you get along with your neighbors?
    2) do you plan on staying there forever?

    ok maybe you better ask Ameren

  7. #7
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    Those lines on the aerials are notoriously inaccurate. If you look, some of the property lines go right through houses, etc. in our area they are off by 10 or more feet. I wouldn’t use them for anything.

  8. #8
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    Since Ameren controls up to the 662, I would talk to them before I did anything.
    Better than paying for a new deck and then having to tear it down.

  9. #9
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    As others have said - talk to Ameren. That yellow line is the project boundary.

    I have a neighbor who basically "lost" half his front yard when he got into a pi$$ing match with Ameren and lost.
    What happens at the lake, stays at the lake. Unless I have a camera handy.

  10. #10
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    If you're concerned, build the deck as a freestanding structure adjacent to, but not actually attached to your home. It will likely require a couple extra support posts & beam, but well worth it in the long run.

  11. #11
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    Quote Originally Posted by Rickb View Post
    Those lines on the aerials are notoriously inaccurate. If you look, some of the property lines go right through houses, etc. in our area they are off by 10 or more feet. I wouldn’t use them for anything.
    Yep


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  12. #12
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    Holy smokes gave correct answer for flood plain issue, property line issue is different issue. If sea wall is permitted that would be very rare to be on Ameren property so deck not likely issue for them but local zoning set backs may apply

  13. #13
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    If you have a permitted sea wall, and elevation 662 is on the wall, the project boundary is 3 feet landward of the landward side of the wall. If 662 is above the sea wall, 662 is the boundary. Other setbacks may be subject to county, municipal and/or POA restrictions. There are also some areas where Ameren owns to 665. As others have said, start by verifying what applies to your specific location with Ameren.
    Tommy Gun

  14. #14
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    Quote Originally Posted by lake_carl View Post
    Holy smokes gave correct answer for flood plain issue, property line issue is different issue. If sea wall is permitted that would be very rare to be on Ameren property so deck not likely issue for them but local zoning set backs may apply
    Sea wall is permitted but only within last 3 years when I bought the house. I emailed Ameren so we'll see what they say.

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